Government Incentives

Families who start Registered Education Savings Plans can take advantage of various savings incentive programs provided by the Government of Canada, and various Canadian provinces. These programs can add money to your savings, and earn additional interest, which will grow over time.


Canada Education Savings Grant (CESG)

The CESG is money the Government of Canada adds to an RESP to help the savings grow.

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Additional Canada Education Savings Grant (A-CESG)

The A-CESG is money provided by the Government of Canada for Canadian children from low-income and middle-income families, that is in addition to the basic CESG.

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Canada Learning Bond (CLB)

The CLB is added by the Government of Canada to Registered Education Savings Plans opened by lower-income families receiving the National Child Benefit Supplement under the Canada Revenue Agency’s Canada Child Tax Benefit program.

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Québec Education Savings Incentive (QESI)

QESI is a refundable tax credit provided by the Provice of Québec that is paid directly into RESPs of Québec families.

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Saskatchewan Advantage Grant for Education Savings (SAGES)

SAGES is money from the Province of Saskatchewan that is paid into an RESP of residents of Saskatchewan.

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BC Training and Education Savings Grant (BCTESG)

The BC Government will contribute a grant of $1,200 to eligible children.

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A graduate celebrates.